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Uber and Lyft Accident Lawyer in California
Passengers, other drivers, cyclists and pedestrians hurt in rideshare crashes. Which policy pays depends on what the driver's app was doing.
In California, from the moment a rideshare driver accepts a ride request until the ride is complete, the driver and company must carry primary insurance of $1,000,000 for death, personal injury and property damage (Public Utilities Code § 5433(b)). Lower limits apply when the app is on but no ride has been accepted, and the driver's personal policy usually applies when the app is off. The general deadline to sue is two years (Code of Civil Procedure § 335.1).
Who can make a claim
- Rideshare passengers
- Drivers and passengers in other vehicles
- Pedestrians and cyclists
- Rideshare drivers hurt by another driver
Why these cases are complicated
Several insurers may be involved, each pointing to the others. We get the trip data that shows the app status at the time of the crash and pursue every available policy.
Last reviewed: November 2026 · Ironcrest Law Firm LLP. This page is general information about California law, not legal advice for your situation.
Frequently asked questions
Does Uber or Lyft insurance cover passengers?
During an accepted trip, California requires $1 million in primary coverage for death, personal injury and property damage (Public Utilities Code § 5433).
What if the rideshare driver was not at fault?
You may claim against the at-fault driver, and uninsured or underinsured motorist coverage may apply if that driver has too little insurance.
Living with unsafe conditions, or hurt because someone was careless?
Tell us what happened. Consultations are free, and you pay nothing unless we recover for you.